Frontline Florida Realty Blog

Considering selling your house in the Greater Orlando area? Here are five important reasons you should use a real estate agent!

Selling your house can be an exciting time. Some people find it intimidating, but others decide they want to do it themselves. Sometimes sellers think they want to do a FSBO - For Sale by Owner. This is usually because they think they'll save money by not having to pay an agent's commission fee.

In all reality, selling your own home is a more difficult task than most people may believe.

Here are five reasons why using a real estate agent is a good idea:

1. Listing at the smartest price - Deciding what price to list your house at can make a huge difference in your time on market. A real estate agent like me will have an intricate understanding of the local market. We also have access to all kinds of market data and statistics that aren't available to the general public. This helps us make sure you list your house at a price that ensures a quick sale while still getting a great price.

2. Better marketing and more exposure - Agents like me have many ways to get your listing the most exposure possible. From the MLS, to my website, open houses, listing portals, social media, my list of existing contacts, other agents with buyer clients, etc. Rest assured, I will get lots of eyes on your listing. More potential buyers seeing your listing means a faster sale and better offers.

3. Better showings - Showing homes is something I do a lot. A well-executed open house or single showing can definitely improve the chances of a buyer making an offer. Staging, lighting, highlighting the most important features and updates, answering difficult questions - these are all things I feel totally comfortable handling.

4. Get more offers - Everything I've mentioned so far are important aspects of getting more offers from buyers. And more offers usually means a higher sale price. I know how to handle multiple offer scenarios, and I have the negotiation experience necessary for making it all as smooth as possible.

5. Reduce your time on market - As I've mentioned already, there are tons of factors in how long it takes for your home to sell. Nobody wants to sit around waiting forever while their house just sits on the market. This is especially important if you're buying another home and it's either contingent on the sale of your current house, or you'd like to avoid making double mortgage payments.

All things considered, the chance of saving anything on commission fees isn't worth the potential risks of getting a lower sale price, sitting on the market forever, or not making a sale at all.

I'd love to help you navigate the Greater Orlando market and sell your home as quickly as we can for the highest price possible. If you have any questions, or you'd like to discuss working together, make sure you call me at (407) 832-4888 or send an e-mail to

Find out what your house might be worth!

Get a free home valuation!

Posted in:General
Posted by Alan Martin on May 21st, 2019 9:50 AM

Real Estate News


According to the Orlando Regional REALTOR® Association the median price, after 93 months of consecutive increases, has seen its first decline in April. Although only a 1% decline, it comes at the beginning of the summer selling season. The number of homes sold also decreased 2% in April with inventory remaining low. Orlando only has a 2.38 month supply of homes for sale making this a seller’s market. The good news is that April has seen a 2% increase of available homes for sale. Condos have seen the largest rise in inventory with a 20% increase in condos available for sale in April. 

Posted by Alan Martin on May 21st, 2019 9:49 AM

Dear Alan Martin:

Based on your years of exceptional real estate sales above market value in luxury or high-volume markets, you have been selected among America's Top 100 Real Estate Agents® for Florida - Orlando Metro in 2019. 

In accepting this award, limited to the Top 1% of real estate professionals in your state, you will join the ranks of some of the most esteemed and successful Real Estate Professionals in America, including: 


Ben Caballero (Texas - Dallas Metro) - $1,905,970,827 Annual Sales

Additional recipients can be seen on our new website devoted specifically to recognizing the most successful and effective Real Estate Agents and Brokers throughout the country at  This site has been optimized to rank at the TOP OF GOOGLE for coveted search phrases like "Top Real Estate Agents" due to the high caliber of agents and brokers being selected.

Upon accepting your selection, your profile will be published on our high-ranking website and you will be able to market yourself on Zillow, Trulia, Redfin,, and any other real estate profiles as one of America's Top 100 Real Estate Agents® - The Top 1% of Real Estate Professionals in the Nation.  

Selection Criteria

Your selection has come after an exhaustive process involving third-party research and ranking based on proprietary algorithms and advanced data analytics to help ensure that only the most skilled, exceptional, and effective real estate professionals are selected for membership.  This ranking process places particular emphasis on criteria such as total yearly sales volume, notable above market value sales, luxury home sales, and efficiency rating for closing sales in order to rate all candidates based on their relative effectiveness in closing high-value sales above market value in comparison to other real estate agents in their region.

With these extremely high standards for selection, less than one percent (1%) of active Real Estate Professionals in the United States will receive this award, placing you among the most elite level of real estate professionals in the eyes of your peers and prospective clients in your area. 

If you have any questions or require any assistance with the acceptance process, please do not hesitate to contact us. Congratulations again on this singular, well-deserved honor.

Signed by the Membership Director

Posted in:General
Posted by Alan Martin on April 25th, 2019 8:10 PM

Florida Realtors Real Estate Trends: No home price bubble


ORLANDO, Fla. – Jan. 25, 2019 – To Realtors, homeowners and others who ask, "Are we in another house price bubble?" – the answer is "No," according to Dr. Len Kiefer, Freddie Mac deputy chief economist, who spoke to a crowd of more than 400 Realtors at the 2019 Florida Real Estate Trends summit Thursday during Florida Realtors Mid-Winter Business Meetings.

Kiefer said he and other analysts have been researching home price growth trends and other economic factors to answer the "bubble" question.

"Home prices are up, but that by itself is no indication of a bubble; you need an element of speculation or credit financing involved as well," he said. "We looked at credit, capacity and collateral. In the mortgage space, credit has not expanded in anything like we saw a decade ago. As a result, the default potential rate is pretty low. And we clearly don't see the types of financing products that pushed the dynamics then."

While incomes are up, they're not matching the pace of rising home prices, he noted.

Still, mortgage debt payments as a percentage of disposable income has declined significantly, largely due to lower mortgage interest rates.

"In the downturn, people were taking on a lot of debt, which in turn pushed up prices," Kiefer said. "Now, looking at total mortgage debt compared to equity, we're not seeing that kind of speculation or problem."

He added, "So, when I'm asked about a bubble, I do say no – but the way I pause before I say no has been extending a bit as home prices continue to rise more than incomes. However, in our view (Freddie Mac economists), house prices will moderate as mortgage rates rise."

So, what's ahead for the U.S. economy and housing market in 2019?

"Employment and a little bit of income growth will be key to supporting homebuyer demand," Kiefer said. "Inflation is going to drive the Federal Reserve policy. It's been pretty tame the past few months. We at Freddie Mac expect one to two rate hikes in 2019 as opposed to the four hikes in 2018, though that will be data-dependent."

The general U.S. economy should experience modest growth, he said, while mortgage interest rates should gradually rise throughout the rest of the year and be somewhere around 5 percent by the end of the year – about a 1/2 percentage point rise from the current rate.

"When interest rates rise, the housing market responds pretty negatively and home sales go down," Kiefer said. "But looking ahead to spring, we should see stabilization of home sales and modest growth in the U.S. economy. Our forecast nationally is for housing prices to moderate substantially over the next few years. However, one of the biggest challenges for the overall economy is a lack of new housing supply."

2019 economic forecast for Florida

Florida Realtors Chief Economist Dr. Brad O'Connor discussed the outlook for Florida's economy and housing market in the coming year. In terms of job growth, Florida has done better than the U.S. for the past few years (since 2013) and ended 2018 with an annual job growth rate of 3.3 percent compared to the U.S. figure of 1.9 percent, he said. The state's population growth has not yet returned to the 2 percent annual growth rate it had before the downturn, but the latest Census figures show a 1.5 percent population growth rate from 2017-2018, ranking Florida No. 5 among states.

Looking at Florida's price growth trends for single-family homes, the market is bifurcated, he noted.

"We're finding that different price tiers are definitely appreciating at different rates," O'Connor said. "The range up to $200,000 is up almost 12 percent (in price growth), while the range of $600,000 and over has less growth. There's a lack of affordable housing supply in the lower price tier, while the upper levels are almost a balanced market."

Lack of new housing supply is constraining the market and more construction is needed, he said. However, construction is hampered by a shortage of skilled construction workers, rising cost of materials, lack of land available and other factors.

In good news for Florida's housing market, active inventory at the end of 2018 was up compared to the end of 2017.

O'Connor added, "For perspective, it's not a significantly huge increase in active inventory: it's up 13.3 percent for existing single-family homes and up 8 percent for condo-townhouse properties. And, it's notable that the $200,000 to $300,000 price tier of housing inventory is up, which is the sweet spot for millennials. Despite the fact that we have slightly higher inventory, closed sales are also still rising (with the exception of December's data). Rising inventory is, so far, a good thing."

With current data showing that Florida is outpacing the nation in terms of home sales and employment growth, he forecasts that 2019 should see about a 1 percent growth in home sales and maybe 3 to 4 percent price growth. That's in contrast to the National Association of Realtors' (NAR) forecast for national home and condo sales to remain relatively flat in 2019.

© 2019 Florida Realtors®

Posted in:General
Posted by Alan Martin on January 28th, 2019 8:44 AM

In 2014, Florida overtook New York to become the third most populous state. Statistics showed an increase of 1.8% in Florida population from 2016, making this touristy state the fourth fastest growing state in the United States. This is a rapid movement for real estate investment market, especially for ones who look for a new vacation home investment in a highly dense tourist area like Florida.

Posted by Alan Martin on December 6th, 2018 9:08 AM
78% of owner vote to restrict occupation to owners and renters to 173 days .  Condo Docs will be amended.  Owners will be 'Grandfathered' .  New rules take effect at the sale of the condo.  So new owners will not be able to stay for longer that 173 days and no long term rental either.  #BahamaBay
Posted in:General and tagged: BahamaBay
Posted by Alan Martin on November 27th, 2018 8:15 PM

Many homebuyers think they don't need to hire an agent when building a new home. After all, you're buying directly from the builder and they already have contractors, lenders and inspectors. Why should someone else be brought into the mix? 

The truth is, buying any home without an agent can be a costly mistake. It can mean paying more than you should, missed opportunities for upgrades, contract errors that aren't in your favor or a delayed closing.

Thinking of buying a new construction home? Here are three reasons to have an agent on your side before visiting the sales office:

1. Expert Negotiation: While their advertising would have you believe otherwise, builder's prices aren't always set in stone. Agents are skilled negotiators who can likely get the price dropped slightly or have a few upgrades thrown in.

2. Preferred Vendors: Your builder might have an affiliate mortgage lender or title company, but chances are they aren't going to offer the best deal. It's important to shop around, and what's better than a vendor your agent already knows and trusts?

3. Guidance and Support: The homebuying process can be complicated, with lots of twists, turns and steps along the way. When buying new construction, you also have design reviews, electrical work and other construction needs. An agent can guide you through all of these, making sure your purchase stays on track, on time and on budget from start to finish. 

It's important to note that while you may be working with an agent or representative from the builder, they may not have your best interests at heart. Enlisting your own trusted agent can give you an advocate from the very first meeting to closing day.

Are you interested in buying a new construction home? Get in touch today for more info about builders in the area.

Posted in:General and tagged: BuyingaNewConstructionHome
Posted by Alan Martin on August 17th, 2018 2:47 PM

Buying a home in the Greater Orlando area?

Buying a home is a big time in a person’s life. A home is not only a good investment, but also a place that is all your own. Although, the homebuying process can potentially seem intimidating and complex! Even second-time buyers can struggle with the process. However, buying a home should not be scary. Just follow these steps and don't forget, I'm always ready to help you!

Get Your Down Payment Together
The first step is saving your money for a down payment. There are lots of different financing options when purchasing a home, and different loan programs available for different situations. Ideally, you'd like to have a good amount to put towards a downpayment if possible. Of course, the most logical thing to do is discuss your options with a lender and ask any questions you can think of.

Get Pre-Qualified
Getting pre-qualified is the first step in the mortgage process. First you need to set up a meeting with a bank or lender to discuss your finances: debt, income, assets, and credit score. After a quick evaluation, which can be done over the phone or online, then the lender can give you an estimate of the mortgage amount you may receive. This first step in the mortgage process is easy, and usually free, but is just an estimate of what you might expect to get. Getting pre-qualified is important because you can also talk with a lender about your needs, questions, and goals.

Get Pre-Approved
After a pre-qualification, the next step is getting pre-approved. You will have to go through an official mortgage application which will have an application fee. Then, your lender goes through a detailed financial background check. Once this step is complete, you will have a much better idea of the interest rate you will be charged. Getting both pre-qualified and pre-approved is very important before you start looking for your home. You will save a lot of valuable time searching for a home in your known budget, rather than searching for houses you think you might be able to afford.

Decide on Location
When choosing a home, a lot goes into picking a location. What is it you're looking for? Closeness to your job? Do you want your kids to be in a certain school district? Maybe you want to be somewhere quieter as opposed to a big busy street. There are tons of things to think about, especially if you plan on being in this location for a good amount of time.

Pick a Type of Home
Depending on where you are exactly, there are many different types of houses out there: condo, town house, patio home, duplex, one story, two story, new construction, and much more. Deciding what you want before meeting with a real estate agent will speed up the process. Find out what exactly you need from your home. Are you raising a family? Just need a place to stay in-between travel? Then, learn about the different types of homes to find one that best fits your needs.

Find a Real Estate Agent
A good real estate agent will be an expert in the area and have experience in the Greater Orlando market. Once you explain what you're looking for and your budget, an agent will take you to the houses that fit your criteria. The right real estate agent will also be able to answer any questions and make the homebuying process more enjoyable. I'd love to be the agent you choose!

Find "The One"
The house search can sometimes be difficult, even with a great agent by your side. Most likely, the first house you see won't be your perfect dreamhouse with every feature you want, for a price lower than you expected. I'm not saying it never happens, it's just not common. Sometimes you'll have to make sacrifices (hopefully on small things) and remember that there's a lot you can do to really make a house your own.

Make an Offer
Once you find the home you've been looking for, we'll base your offer off what homes are selling for in that area. We'll then draft a contract, and the terms the buyer will need to meet to complete the transaction. We'll ensure all the contracts and legal matters are resolved.

Secure a Mortgage
When your offer is approved you will need to secure your mortgage. If you have been pre-approved and pre-qualified then your mortgage application process should be pretty quick.

Get an Inspection
Arrange for a home inspector to look over the property. Your real estate agent works with many inspectors and will direct you to one to check over the property. An inspector will check for problems within the home including: foundation, plumbing, roof, and much more. Hiring an inspector is very important.

Obtain Insurance
Homeowners insurance will protect your property in the event of fire, thefts, and various liabilities. I would also suggest considering title insurance. This insurance will protect you from financial losses from defects in the property. Of course, this is something you'll want to discuss with an insurance professional.

Close the Deal
Your real estate agent will work with you to make sure all necessary documents have been signed. Overall, the closing consists of closing costs and fees, but once you have paid the fees you are officially a homeowner!

I have experience as a Greater Orlando area real estate agent and I'd love to help you purchase a home. I know my experience, knowledge, and expertise will be a huge help to you throughout the entire process.

Click here to search homes

Please feel free to reach out to me at (407) 832-4888 or e-mail me at

Posted in:General
Posted by Alan Martin on August 17th, 2018 2:45 PM

Thinking about selling a house in the Greater Orlando area? Here's how the process works.

Selling a house involves quite a few steps before you can make the sale. Here's an overview of the steps when you're ready to sell your house.

Step one - Make the decision to sell your house. This may seem obvious, but make sure you go over each option, like should you buy a home before selling your own? Is it the best time of year to sell? What does your timeline look like? Everyone’s situation is going to be unique, and it's important to find the best option for you.

Step two - Choosing the best real estate agent. A good real estate agent will work by your side to create the perfect plan for you to sell your home. They will make sure you go through the right steps to save time, get the best price, and even help you stay out of legal issues. A good agent will be able to work with you on determining the right price for your house. They will look at prices of homes in the market, and have an unbiased opinion of the market value of your house. As you'll see in step four, they'll be instrumental in the marketing of your home. Finding a reliable agent is easy, you're already on this website! Check out our contact page, and let us know how we can help. We'd love to be your guide through the process.

Step three - Officially putting your house on the market. Your real estate agent will schedule times for potential buyers to visit your house. There may even be times when your agent will hold an open house to allow walk-ins to see your home. Your responsibility is to make sure it's in the best condition possible. Clean up, light a candle, put the dog out, turn on all the lights, open blinds, etc.

Step four - Marketing your house. Your agent should be a big help on this one. They'll make sure your home is on the MLS, showcased online, on their website, etc. They should send e-mails to their contacts about your listing, an open house, and anything else along the way. The best plan is to get the maximum exposure possible.

Step five - Making the sale. You and your real estate agent will negotiate a price between the buyers. Once a price is mutually agreed upon you will start a series of legal requirements. Your real estate agent will work with you through the legal documents to ensure all proper paper work is accounted for.

Step six - Hand over the keys. Congratulations, you just sold your home! This may be both the easiest and most difficult step of all.

It's important to remember that even though the process can seem difficult or intimidating, a helpful agent will assist you through the whole process.

As an experienced real estate agent in the Greater Orlando area, I'd love to be the one that helps you through these steps! Please feel free to call me at (407) 832-4888 or e-mail me at

Find out what your house might be worth!


What's my house worth?

Click here to get more info about selling your home.

Posted in:General
Posted by Alan Martin on July 10th, 2018 8:44 AM
Fannie Mae recently made some fairly big changes to the condo underwriting process. While it may not affect everyone in the market for a condo, it will make all the difference for others.

If you've ever financed a condo, you're likely familiar with the term "condo reviews". These reviews include analysis of condo complexes' financials and insurance, breakdowns on units' ownership and residency, the percentage of owners in arrears on Home Owners' Association (HOA) dues, any pending legal actions, and more. Lenders must obtain them on every condo loan, in one of two different variations: "limited" and "full" reviews. If complexes don't meet the requirements, buyers in that HOA can't get financing. Far more complexes fail full reviews than limited, a distinction I always address with clients early in the loan process.

Limited reviews are fairly routine, consisting of a short questionnaire and insurance documentation from condo management. HOA management companies typically charge nominal costs to complete the questionnaires. Owner occupied condo loans with down payments of at least 25% for both owner occupied as well as second-home  are eligible for limited reviews. It's fairly unusual for a condo complex to fail a limited review. I've had numerous complexes fail a full review, yet meet limited review requirements.

Historically, however, all investment condo loans (regardless of down payment) required full reviews, which entail added cost/time to acquire more detailed info from HOA management BEFORE lenders even know if the complex meets full review requirements! That's a situation buyers, sellers, lenders, and agents all find stressful. No one likes uncertainty in the home buying process.

Fortunately for rental condo buyers, however, Fannie Mae recently announced that investment condo loans with 30% or more down were now eligible for limited reviews. Why is this a big deal? Rental condo buyers who put 30%+ down already get improved loan pricing from Fannie Mae, now we are able to finance the non-owner occupied condo under limited review where that options was not available before.

In short, many investment condo buyers were putting 25% down, but still had to cope with the uncertainty and cost of full condo reviews. They'll be pleased to hear that Fannie Mae's logical guideline reform just made rental condo loans far simpler.

Fannie Mae also expanded their Property Inspection Waiver (PIW) program to condos in June. A PIW is often referred to as an "appraisal waiver", and allows lenders to close certain loans without the expense/time of appraisals. There's nothing agents, buyers, and sellers love more than hearing their transaction doesn't need an appraisal. PIWs are determined automatically by Fannie Mae's automated underwriting engine Desktop Underwriter or "DU."

Between these two guideline revisions, Fannie Mae has made condo financing faster, cheaper, and far more predictable. More predictable loans mean more closings, higher condo values, happy buyers, sellers, agents, and lenders. It's a big win for everyone.
Posted in:General and tagged: investorCondoloans
Posted by Alan Martin on July 10th, 2018 8:42 AM

Selling a home in the Greater Orlando area? Make sure and avoid these common mistakes!

1. Picking the wrong real estate agent (or trying to do it without one) - I made this number one on the list because it truly affects everything else you might encounter. When sellers try and do FSBO or For Sale By Owner instead of using a licensed real estate agent, there are tons of potential pitfalls. But, when you have an experienced agent on your side, they will know exactly what to do, what to look for, and how to get through the process smoothly and quickly. They should be able to guide you through and help you avoid the rest of the seller mistakes you're about to read. Of course, that's assuming you choose the right agent. Often times, people just default to a friend or family member instead of picking an agent with the experience, success, or specialty that would be in their best interest.

2. Neglecting sales prep and curb appeal - Even when the decision to sell is well thought out, sometimes sellers ignore some of the most important things a potential buyer will see. Making sure your house looks good inside and out is often the first step in generating real interest with buyers. Having the inside professionally cleaned goes a long way. Make sure everything looks as organized and clean as possible before pictures are taken and before any open houses or showings. Anything could turn off a potential buyer - a bad pet smell, dirty floors or window treatments, or even just cluttered rooms. Of course, the outside of the home is extremely important as well. Make sure the landscaping is in good shape, any necessary repairs are completed, and the driveway/sidewalk/porch are cleaned off.

3. Mispricing the home - Maybe the most important aspect (and most common mistake) of selling a home is pricing! It's often how buyers start their searches. If you shoot too high, you may not even show up on someone's radar. If overpriced, it can be the reason a home sits on the market forever. If underpriced, you could be missing out on money. However, if priced correctly, it can generate enough interest to sell quickly while also getting you as much as possible. But deciding on the perfect price can be difficult. A real estate agent is a serious asset in this area. Often times people have an emotional attachment to a house that can unjustifiably drive up what they're looking to get. A good real estate agent will understand the local market, be able to look at comparable sales in the area, and help you decide on the perfect price.

4. Withholding info from buyers - In real estate, honesty is the best policy. When it comes to giving information to potential buyers, it might sound enticing to leave out a few details, but in the long run it's not worth it. Crossing your fingers and hoping a buyer won't notice the leak underneath your kitchen sink or the fact that your back yard tends to flood can lead to serious issues. It can make for a really ugly negotiation period, or even potential lawsuits after a sale. Besides, a home inspection is usually going to reveal most everything anyway. It's best to be honest with a buyer and work things out in an open, fair, transparent way.

These are just four of the many mistakes sellers can make, especially if they aren't working with an experienced Greater Orlando area real estate agent. I'd love to be your agent and help you make the process of selling your home as smooth as possible!

Wondering what your house might be worth? Click the button to find out!

What's my house worth?

Have questions? Give me a call at (407) 832-4888, or shoot me an e-mail anytime at

Posted in:General
Posted by Alan Martin on May 25th, 2018 7:08 PM

Insulating your home can pay for itself, and then some.

First, Insulating can help you save money on costly repairs.

Second, the right project could save you money directly in the form of lower utility bills.

Third, the right Insulating project could significantly increase the resale value of your home.

Sounds good, right?

But here's the thing: Not all Insulating projects are equally valuable.

That's why I've collected the top three projects that stand out in terms of the return they will give on your investment. Here they are:

1. Fiberglass attic insulation

Each year, Remodeling magazine releases its Cost vs. Value Report for various home upgrades.

This year, only one project had an ROI of over 100%, and that was fiberglass attic insulation.

What does this mean exactly?

Well, if you add insulation to your attic tomorrow and decide to sell your home right after, you can expect that you will be able to sell for a premium, and that premium will be greater than what you paid for the insulation.

Of course, if you aren't selling your home just yet, then the improved attic insulation will accrue even more value, in terms of lower heating bills and increased comfort in your home.

2. Energy-efficient windows

A typical window replacement yields over a 70% return in terms of the resale value of your home.

Depending on the shape of your current windows, you could save an additional 15% or more off your heating bills.

Plus, new windows can add even more value to your home in terms of increased thermal and acoustic comfort, more light, and better design.

3. Gutters and downspouts

This last item won't save you money directly by cutting down your energy bills.

It could, however, save you tens of thousands of dollars in terms of avoided repairs.

You see, clogged gutters and downspouts can trap moisture. When the weather gets really cold, they can also help ice to form.

This can ruin your roof and sidings, causing tens of thousands of dollars in damage.

On the other hand, cleaning your gutters out will do more than just prevent this damage.

It will also impact the curb appeal of your home, which generates higher returns in terms of resale value than remodeling the inside of your home.

When you consider that 63% of prospective buyers will drive by your home before they ever decide to schedule a viewing, then clean and tidy gutters become even more important.

And those are 3 of the best Insulating projects you can undertake to maximize your investment.

Of course, there might well be other projects that make sense in your particular case.

Please think of me if you would like a recommendation for vendors to help with Insulating projects.  Call me 407 832 4888 



Posted in:General
Posted by Alan Martin on December 13th, 2017 8:48 AM

Survey: Real estate is the best investment


NEW YORK – April 25, 2016 – Americans ranked real estate as the best long-term investment, even over stocks and gold, according to a recent Gallup Poll of about 1,000 U.S. adults. Real estate has been the top investment choice for the past two years, and its lead is increasing over four other popular investment choices.

In the latest survey, 35 percent of Americans selected real estate as their top investment choice compared to 22 percent for stocks and mutual funds, 17 percent for gold, 15 percent for savings accounts/CDs and 7 percent for bonds.

By comparison, 34 percent of Americans said gold was their top long-term investment choice in 2011 and, at the time, only 19 percent said real estate.

"As the average sale price of new homes in the U.S. increased from $259,300 in August 2011 to $348,900 in February of this year, the percentage of Americans picking real estate as the best long-term investment almost doubled," according to Gallup. "During approximately the same time span – from August 2011 to April of this year – gold prices plunged from $1,910 to $1,254 per ounce, and the percentage thinking gold would be the best investment was cut in half."

The poll also found the following:

  • Men are more likely than women to say gold is the best long-term investment. Women tend to favor savings accounts more than men.
  • Survey respondents younger than 30 years old were the least likely age group (26 percent) to think real estate is the top investing choice. They're most likely to choose savings as a top long-term investment choice.
  • Renters (32 percent) and homeowners (34 percent) are almost equally likely to choose real estate as their top long-term investment choice.


© Copyright 2016 INFORMATION, INC. Bethesda, MD (301) 215-4688

Posted by Alan Martin on April 26th, 2016 8:52 AM

Dear Alan


I have already spoken to Pam and told her of your realistic approach to selling and your no non-sense attitude and recommendations were greatly appreciated.  It's been a pleasure working with you. 


Thank you for helping us sell the house quickly and efficiently. We can hopefully relax a little bit now and put this behind us.


Anyway, wishing you all the best and please let us know when you're in the UK so we can meet and have a coffee.


Kind regards 



Sent from my iPhone

Posted by Alan Martin on March 19th, 2016 2:29 PM

Fla. real estate rebound strongest in nation


MCLEAN, Va. – Sept. 25, 2015 – Freddie Mac's latest Multi-Indicator Market Index (MiMi) finds that the Florida real estate market's rebound leads the nation. In a city-by-city comparison, Orlando leads the nation in both a month-to-month and year-to-year comparison, and only one non-Florida city makes the top five list for either timeframe.

Florida comparisons

Month-over-month, Florida's index score rose 2.0 percent. It was followed by Colorado (+1.99%), New Jersey (+1.83%), Connecticut (+1.80%) and Nevada (+1.48%).

Year-over-year, Florida's index grew by 14.35 percent. It was followed by Oregon (+13.45%), Nevada (12.18%), Colorado (+11.65%), and Washington (+10.18%).

Florida metro comparisons

Orlando topped all city lists from Freddie Mac. Month-to-month, Orlando improved 2.6 percent, followed by Greenville, S.C. (+2.55%), Cape Coral (+2.51%), Tampa (+2.19%) and Jacksonville (+2.12%).

Year-to-year, Orlando improved 18.27 percent, followed by Cape Coral (+17.75%), Tampa (+15.99%), Palm Bay (+14.98%) and North Port (+14.77%).

"Florida has some of the most improving housing markets in the country, largely a reflection of more borrowers becoming current on their mortgage payments as the local employment picture improves and house prices rebound," says Freddie Mac Deputy Chief Economist Len Kiefer. "Nationally, all MiMi indicators are heading in the right direction for the second consecutive month and improving more than 6 percent from the same time last year."

U.S. numbers

Nationally, Freddie Mac added one more name to its list of slowly stabilizing markets: Rhode Island. It also added four cities: Philadelphia and Harrisburg, Pennsylvania; Phoenix, Arizona; and Albany, New York.

The national MiMi value stands at 81, indicating a housing market that is on its outer range of stable housing activity. The number improved 0.93 percent month-to-month and 6.17 percent year-to-year. Since it's all-time low in October 2010, the MiMi has improved 37%.

© 2015 Florida Realtors®

Posted by Alan Martin on September 26th, 2015 1:03 PM

>> Market Update 

QUOTE OF THE WEEK... "I am a marvelous housekeeper. Every time I leave a man I keep his house." --Zsa Zsa Gabor, Hungarian-born American actress

... Zsa Zsa's "marvelous" skills could be seeing nice returns for her in the current housing market. The National Association of Realtors (NAR) reports that in Q2, the national median existing home price was UP 8.2% over Q2 of 2014. Single family home prices posted gains in 93% of metropolitan areas--that's 163 out of 176--up from 85% of markets showing increases in Q1. The nineteen best-performing metro areas saw double-digit gains. The NAR's chief economist attributes rising prices to rising demand brought on by steady rent increases, a slower than expected rise in mortgage rates, and stronger local job markets.

Funny about those rising rents. An online listing site's analysis of rental affordability in Q2 reports
renters are paying an average of 30.2% of their income on rent. That's the highest percentage ever, looking at data going back to 1979. From 1995 to 2000, renters spent on average a little more than 24% of income on rent. Home buyers overall seem to have a better attitude about borrowing. A behavioral finance analyst found that consumers are now less financially stressed than they were back in January. He says the reasons are: the improving labor market, the prospect of future employment in higher paying jobs, and a rise in current earnings.
Posted in:General
Posted by Alan Martin on August 18th, 2015 10:21 AM
  • Sidney castelan from Brazil reviewed Alan Martin
  • 02/16/2015
  • Helped me buy a home

    Working with Alan Martin was a great satisfaction for me, for the dedication, honesty and the ease with which we interact. Trulia sent me the record of a property in Orlando and I, at 7,000 miles away, I asked Alan to investigate that for me this without ever having known him before. He promptly visited the property, took several pictures, made all the comments about the property and from there the entire purchasing process began. He referred me all documentation related to the property and within a month, and also after more than 100 e-mails sent from both sides, I bought it without ever having seen such a degree of security Alan gave me. And to my surprise, the property was better than I had imagined. After purchasing Alan helped me a lot to indicate the energy companies, cable tv and internet, and also with the administration of the condominium. Thank you Alan for your help and loyalty to me. I will definitely point it out to those who need to buy a property in Orlando.

    Posted in:General
    Posted by Alan Martin on February 16th, 2015 10:46 AM

    It’s getting more expensive to buy a house. Prices rose 6% in the fourth quarter of 2014 as buyers competed for fewer and fewer available homes for sale, according to new data from the National Association of Realtors®.

    The NAR report shows most cities (86%) are experiencing rising prices, with fewer available homes to choose from. Just 24 cities, or 14%, recorded lower median prices in 2014 than in 2013.

    “Home prices in metro areas throughout the country continue to show solid price growth, up 25% over the past three years on average,” said Lawrence Yun, chief economist at NAR. “This is good news for current homeowners but remains a challenge for buyers who are seeing home prices continue to outpace their wages.”

    Still, as more jobs are created, consumer confidence rises, driving the demand for housing. But with fewer sellers putting their homes on the market, the housing market just chugs along.

    “This should signal existing home owners, who may have been slow to think of selling, to consider now a great time to list,” said Jonathan Smoke, chief economist at®. With prices rising by double digits in 24 areas across the country, according to the report, many sellers would find a pool of buyers vying for their homes.

    To be sure, Smoke scoured 200 of the largest metro areas across the country on and found that the prices in 98 of them had increased by 6% or more. In 66 of those markets, houses are spending 8% less time on the market, he said.

    Prices and inventory go hand in hand. The average supply of available homes for sale was 4.9 months’ worth, according to the report. In a normal market, there would be a six- to seven-month supply of available homes.

    “This is a clear sign that demand is growing faster than supply,” said Smoke. Once more homes are listed, prices would moderate, he said.

    The NAR wants more new construction. “Unless homebuilders significantly boost construction, housing supply shortages could develop and lead to further price acceleration this spring,” said Yun.

    Posted in:General
    Posted by Alan Martin on February 14th, 2015 4:54 PM

    FOR SALE: ~ Windsor Hills ~ 2590 Maneshaw Lane, Kissimmee, FL 34747 - List Price: $201,500

    Click here to view tour!

    Property Description:

    This is a wonderful 3 bedroom 3 bathroom townhome situated in the exclusive gated community of Windsor Hills. With a large bedroom and bathroom with walk in shower on the ground floor and a spacious and bright kitchen /living area that leads out onto the sunny pool deck. The paved pool deck faces west and is very private. It is a wonderful spot to sip your pre dinner drinks and watch the amazing Florida sunsets. The master bedroom has a great walk in closet and bathroom with a wonderful soaking tub. The 3rd bedroom is bright and spacious with an ensuite bathroom. The washer and dryer are upstairs for your convenience. This townhome is at the end of a quiet cul de sac and is one of the closest homes to the clubhouse, the walk way to the clubhouse is just across the street. Windsor Hills is one of the closest resorts to Disney and is a highly sought after location for vacationeers. With the wonderful community amenities including games room, wonderful community pool, movie theater, cyber café, sundry shop, volleyball, tennis, basketball to name but a few. 

    Presented by:
    Liesl Butler Burke
    Cell: 407 201 1521

    Posted by on January 29th, 2015 11:49 AM
    VIDEO TOUR: 522 OXFORD, DAVENPORT, FL 33897 - LIST PRICE: $285,500

    This is a wonderful 4 bed 2.5 bath home situated in the exclusive golf community of Highlands Reserve. Built by Lennar this wonderful home boasts soaring ceilings and a very spacious living area. The bright kitchen overlooks the dining area and leads out onto the sunny pool deck with lower privacy screens and a shady lanai for those hot sunny days ,it is an ideal place to have your morning coffee. Overlooking the conservation area at the back, the house is close to the community amenities, tennis court, tot lot and community pool. The large master bedroom has a great walk in closet and a large bathroom with separate shower stall and a large garden tub. Downstairs there is a powder room and good size utility room. Upstairs there are 3 spacious bedrooms and the main bathroom. This home was been immaculately maintained and is walk in ready. With just under 2000 sq feet this home will suit a growing family or make a great vacation home. Highlands Reserve golf community is situated on HWY 27, minutes from shops, restaurants and the famous Florida theme parks.

    For more information, please contact:
    Liesl Butler Burke 
    Phone: (407) 201-152
    Posted in:FOR SALE
    Posted by on January 19th, 2015 8:21 PM

    Thinking about renting or selling your home in the Greater Orlando areas? Contact the team at Frontline Florida Realty - we can get you RESULTS! 

    Contact our office today - Call: 407-363-1031

    Or contact Frontline Florida Realty's brokers direct: 

    Alan Martin - Cell: (407) 832-4888, Email:

    Shelley Freeman - Cell: 407-468-9538, Email:
    Posted by Shelley Freeman on December 12th, 2014 3:48 PM

    Address: 402 Northampton Drive, Davenport, FL 33897.
    Community: Highlands Reserve. 
    List Price: $399,940
    Time: Noon til 5pm
    Date: 12.6.2014

    For more information about this listing please visit:

    For the virtual tour please visit:

    Presented by:
    Liesl Butler Burke - REALTOR® RSPS SFR
    Cell: 407 201 1521
    Posted by Alan Martin on December 5th, 2014 5:11 PM
    Not on our email list? Email: to sign up! Don't miss out on exciting new construction news like this....


    Windsor at Westside is a brand new community located in Kissimmee, Florida. zoned for short term rentals (STR), this vacation community will offer the same highly desirable and sort after features and amenities as its sister resort properties - Windsor Hills and Windsor Palms

    This community is currently under construction and there are fantastic incentives available for new construction homes.

    For more information on the community and to view models and floor plans please visit:

    Or contact Frontline's Broker/Owners direct:

    Alan Martin - or call: 407-832-4888
    Shelley Freeman - or call: 407-468-9538

    Posted by Shelley Freeman on December 3rd, 2014 11:11 AM
    Posted by Shelley Freeman on November 27th, 2014 1:09 PM

    3 properties LEASED! 

    Thinking about renting your home in the Greater Orlando areas? Contact the team at Frontline Florida Realty - we can get you RESULTS! 

    Contact our office today - Call (407) 392-4616.

    Or contact Frontline Florida Realty's rental team direct: 

    Alan Martin - Cell: (407) 832-4888, Email:

    Virginia Silberstein - Cell: (321) 274-6991, Email:

    Posted by Alan Martin on November 18th, 2014 4:35 PM
    This Veterans/Remembrance Day, Frontline Florida Realty would like to honor our Veterans, give thanks to those who currently serve and their families and remember the troops who gave the ultimate sacrifice. THANK YOU FOR YOUR SERVICE. 

    Posted by Shelley Freeman on November 11th, 2014 8:26 AM

    This Remembrance Sunday, Frontline Florida Realty would like to remember all those who laid down their lives in the service of their country. 

    Ode of Remembrance

    They went with songs to the battle, they were young.
    Straight of limb, true of eye, steady and aglow.
    They were staunch to the end against odds uncounted,
    They fell with their faces to the foe.

    They shall grow not old, as we that are left grow old:
    Age shall not weary them, nor the years condemn.
    At the going down of the sun and in the morning,
    We will remember them.

    They mingle not with their laughing comrades again;
    They sit no more at familiar tables of home;
    They have no lot in our labour of the day-time;
    They sleep beyond England's foam

    Lest we forget
    - We will remember them. 
    Posted by Shelley Freeman on November 9th, 2014 7:35 AM


    Lovely 2 bedroom 2 bath with attached garage in centrally located Oakwater just minutes to shopping, fine restaurants and attractions. The community features a clubhouse, fitness center, pool, spa, game room and much more. Brand new appliances, carpet and recently painted.


    For more information about this listing, please visit:



    Presented by:

    Alan Martin - Broker, Owner and President

    Cell: 407-832-4888

    E-mail: alan@frontlinefloridarealty.comThe spacious living room is complete with comfortable sofas and entertainment center with large TV (cable), DVD and VCR. Open living room and dining area offers ample space for family/friends gathering. Fully equipped kitchen has refrigerator, microwave, dishwasher, coffee maker, toaster. The lovely heated private pool (15 by 30 foot) and raised SPA are fully-screened with a huge covered lanai, sun loungers and a patio set for outside dining. Perfect for relaxing after a day at the parks, on the golf course or at the beach being strategically located for quick and easy access to Disney World (10-12 minutes), Seaworld and Universal as well as travel to the beaches and attractions of Tampa, Busch Gardens and Kennedy Space Center.

    For more information about this listing, please visit:

    Presented by:
    Alan Martin - Broker, Owner and President
    Cell: 407-832-4888

    #frontlinefloridarealty #alanmartinrealtor #highgatepark #davenport

    Posted in:General
    Posted by Shelley Freeman on October 10th, 2014 9:54 AM

    Income generating property. This spacious home features four beautifully furnished bedrooms and three bathrooms with en-suite facilities and TVs/DVDs. The spacious living room is complete with comfortable sofas and entertainment center with large TV (cable), DVD and VCR. Open living room and dining area offers ample space for family/friends gathering. Fully equipped kitchen has refrigerator, microwave, dishwasher, coffee maker, toaster. The lovely heated private pool (15 by 30 foot) and raised SPA are fully-screened with a huge covered lanai, sun loungers and a patio set for outside dining. Perfect for relaxing after a day at the parks, on the golf course or at the beach being strategically located for quick and easy access to Disney World (10-12 minutes), Seaworld and Universal as well as travel to the beaches and attractions of Tampa, Busch Gardens and Kennedy Space Center.


    For more information about this listing, please visit:



     Presented by:

     Alan Martin - Broker, Owner and President

     Cell: 407-832-4888

    Posted in:General
    Posted by Shelley Freeman on October 10th, 2014 9:17 AM

    Short Sale: This Key West inspired condo community features luxurious accommodations and on site property amenities beyond your expectations. Located only minutes from major attractions this community has onsite management and guest check in, housekeeping, and maintenance services on top of being a secured gated community. This fabulous unit features granite counter tops, ceramic tile in the kitchen and bathrooms, TV's in living room and both bedrooms. Vaulted ceilings with crown molding compliment the interior décor. All appliances included along with a full size washer and dryer.

    For more information about this listing, please visit:

    This short term rental zoned townhouse is in a gated community with a community pool. The unit was the builder model home and is located close to the pool. The patio over look conservation and the front overlooks the community pond. Located close to Champions Gate for easy access to the theme parks, I-4 and many shops restaurants and golf.

    For more information about this listing, please visit:

    Presented by:
    Shelley Freeman 
    Phone: 407-392-4616
    Cell: 407-468-9538
    Fax: 877-833-7163

    Posted in:General
    Posted by on October 7th, 2014 4:11 PM

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